How to Apply (Online)
1. Visit the Bajaj Finserv Insta EMI Card page on the official website or open the Bajaj Finserv app.
2. Click “Apply for Insta EMI Card” / “Get It Now.”
3. Enter your 10-digit mobile number and verify with the OTP you receive.
4. Fill in your personal details such as full name, PAN, date of birth, PIN code, employment status, and gender.
5. Check your pre-qualified card loan offer amount.
6. Complete KYC verification (using Aadhaar or DigiLocker).
7. Pay the one-time joining fee (usually around ₹530).
8. Set up e-mandate with your bank account (provide bank account and IFSC for auto-debit setup).
9. After verification and fee payment, your digital Insta EMI Card is activated and visible in the app or portal.
Important Terms